Call Us: (951)-267-7645
Get Your Pre Approval in 1 Hour
Get your pre approval within an hour for a seamless and expedited homebuying process
Pre Approval
Prospective homebuyers provide basic financial information to assess their eligibility for a mortgage, helping them understand the purchase price & loan amount they may qualify for.
Loan Application
Complete the formal mortgage application, submitting detailed financial documentation. This step initiates the credit evaluation process based on loan guidelines, where the Loan Officer evaluates creditworthiness and verifies information.
DU/LP Underwriting Approval
Lenders review the application, assessing credit history, income, employment, and property details. The underwriting process determines the risk and approves the mortgage if the borrower meets the criteria.
Closing
Finalize the mortgage by signing closing documents. This involves the transfer of funds, completing paperwork, and officially securing the loan, allowing the homebuyer to take ownership of the property.
We offer 3 types of mortgages
BUYING A HOME
Embark on your homeownership journey with confidence. Our buying a home mortgage solutions offer competitive rates and personalized options, ensuring a seamless and stress-free experience as you step into your new home.
REFINANCING
Unlock the potential of your existing home with our refinancing solutions. Whether you aim to reduce monthly payments, shorten your loan term, or tap into home equity, our refinancing options are tailored to meet your financial goals and provide greater flexibility.
RENOVATIONS
We got 5 STAR Review
Don’t just take our word for it
With over 30 years of expertise in the mortgage industry, we bring a wealth of experience to guide you through your home financing journey. Our numerous positive reviews from satisfied clients reflect our commitment to delivering exceptional service and building lasting relationships.