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Why Choose Us?

We are th best in the business

We will help you through your loan journey

With over 15 years of unwavering commitment in the mortgage industry, we stand as your trusted partner in realizing your homeownership dreams. At Kal Duwage Mortgage Inc., we prioritize speed and client satisfaction, ensuring a seamless and efficient process from start to finish.

Our experienced team of mortgage brokers is dedicated to tailoring solutions to your unique needs, offering a diverse range of options that align with your financial goals. Choose us for a personalized, swift, and satisfaction-driven mortgage experience that goes beyond the transaction, focusing on your long-term financial well-being.”

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We offer 3 types of mortgages

BUYING A HOME

Embark on your homeownership journey with confidence. Our buying a home mortgage solutions offer competitive rates and personalized options, ensuring a seamless and stress-free experience as you step into your new home.

REFINANCING

Unlock the potential of your existing home with our refinancing solutions. Whether you aim to reduce monthly payments, shorten your loan term, or tap into home equity, our refinancing options are tailored to meet your financial goals and provide greater flexibility.

RENOVATIONS

Transform your current space into your dream home with our renovation mortgages. We understand that your vision may require more than a standard mortgage, so our flexible financing options empower you to renovate your property with ease, making it uniquely yours.

We got 5 STAR Review

Don’t just take our word for it

With over 30 years of expertise in the mortgage industry, we bring a wealth of experience to guide you through your home financing journey. Our numerous positive reviews from satisfied clients reflect our commitment to delivering exceptional service and building lasting relationships.

Our Testimonials

Very humble, supportive, transparent and always ready with the solution. As a first time home buyer he made entire process very smooth. I would highly recommend Lal and I am sure you will not regret.
Hitesh Kulkarni
Hitesh KulkarniCustomer
Lal was Referred to me by a friend of mine who got helped by him on purchasing a house . His positive feedback on Lal’s professionalism and efficiency made me decide to get his service on buying my first home . Lal was very knowledgeable attentive and kept me updated with any changes or requirements and also had an real estate agent Sangeetha to overlook the entire process.
Anura Bandara
Anura BandaraCustomer
As a Mortgage Broker Lal is very helpful and knowledgeable. He was always available to answer all our questions and concerns. Thanks to Lal we were able to close our escrow on time and close early than we expected. Thank you for your support.
Pubudu
PubuduCustomer
Lal was fantastic to work with. He made everything easy. Lal efficiently communicates what is needed and when which is impressively stellar. He works hard to ensure he always does the best for the clients. I continued to share his name with anyone I could!
Balaji Muthuramalingam
Balaji MuthuramalingamClient
Lal was an expert in navigating the loan process. His calm demeanor always helped to put us at ease and whenever there was a problem, he was always ready with a solution and bought us to a smooth close with even better than expected results.
Heather Tanada
Heather TanadaCustoemr
Lal is an AMAZING loan broker with such a positive "can do" attitude. He is thorough in his work and you can almost go to sleep knowing he has dotted every I and crossed every T where loans are concerned. He is also available almost round the clock to answer any questions and concerns you may have. In my experience so far, I have ZERO reservations about working with him.
Favor Omakwu-Ademokoya
Favor Omakwu-AdemokoyaCustomer
Highly recommended!! We had very good experience with Lal. We were working with him for 4-5 months. He is very knowledgeable and helpful person. He was always available to answer all our questions. Very kind, very professional broker. We could not achieve our dream without your great service and support. Thank you so much. Happy customer here!!
Soyeb MullaClient
I recently had the pleasure of working with Lal to secure a Mortgage loan. Right from the get go Lal described the process, fees involved and the timeline for funding. The loan process went smoothly and funded on time. Lal was very prompt and professional in how he handled my loan. He was always available via phone or email. All my questions were answered swiftly.
Hari AmaratungeClient
Lal was extremely helpful with our first home buying experience. Not only was he able to get us a relatively lower loan rate, he gave many insightful advise with his financial expertise and was always available to listen to our concerns and worries. Really grateful for all he’s done and totally recommend him!
Demirrah IsmiyantiCustomer
Lal Duwage is a Real Estate/Mortgage Broker who helped me with a cash out refinance. I found Mr. Duwage to be exceptional and skillful regarding his area of expertise and the pool of resources that he has. My Lender and another lender woefully failed to help me with the cash out refinance. All they wanted me to do is pay the credit cards and school loan that I owed.
Sarah PhilipsCustomer
I have done my original loan and refinancing with him and he has done an exceptional job. He keep his words in getting the loan proceeded on time and response from him is really fast and quite impressive. The knowledge he has on the market is top notch. I would definitely recommend Lal for his services.
Sundar BabuCustomer
Lal has a mastery of mortgage loan process. He helped me getting first time mortgage loan as well as refinance with the best possible rate. Lal has a great knowledge and experience as a loan mortgage broker. He will advise you in each and every stage of the process. Strongly recommended.
Pratik shethCustomer
Lal has a mastery of mortgage loan process. He helped me getting first time mortgage loan as well as refinance with the best possible rate. Lal has a great knowledge and experience as a loan mortgage broker. He will advise you in each and every stage of the process. Strongly recommended.
Harsh TrivediCustomer
Highly recommended! He provides expert advice and work with us every single step. He keeps us in comfort zone with kindness, honesty and transparency throughout the entire process. His knowledge in this area is much respected and appreciated.
Rajesh Kumar NDCustomer
I had a very good experience with Lal. He is very quick to answer any questions and communicates often to keep everyone in the loop. I will definitely be using him for any future realtor needs.
Jesus GoveaCustomer
Working with Lal as my broker was incredibly easy. He is very kind, very professional, makes sure we get everything done exactly as it needs to in a timely manner. as a first time home buyer he really made the process very smooth, he went above and beyond to make sure we were taken care of ,I would definitely recommend him. Thank you so much
Marck Macanlalay
Marck MacanlalayCustomer
I had a very fruitful discussion with Lal before buying my home, as he educated me on options and associated pros and cons. As a first-time buyer, it helped me a lot. He has a vast knowledge of homes, buying process, and the mortgage. Further, he was very patient and respected my decisions though he showed me many perspectives to think about for the right decision.
Sumith KachchakadugeCustomer
I highly recommend Lal. He made every part of our loan process smooth and transparent. Always accessible via phone, email or text. Every question was answered with expert precision. We are glad that Lal was part of our first home buying experience. If you are looking for someone who gives extra attention to detail, then Lal is the person to work with. I will definitely work with Lal for any future property purchases.
Daniel RamirezCustomer
I was referred to Lal by a friend and he was great to work with. What I liked was that he was responsive and very straight to the point. His patience cooperation showed us that he genuinely wanted us to succeed. We will definitely be coming back for our future home purchases. I definitely recommend Lal to all my friends.
Afsar AmirjhanCustomer
We were 1st time home buyers and Lal was very helpful to us, he not only knows the loan process thoroughly but also explains it with patience and walks us through it. When the interest rates were low, he reached out to us and helped us refinance our home. He is highly trustworthy and client focused.
Padmanabhan SCustomer
I recently had the pleasure of working with Lal to secure a Mortgage loan. Right from the get go Lal described the process, fees involved and the timeline for funding. The loan process went smoothly and funded on time. Lal was very prompt and professional in how he handled my loan. He was always available via phone or email. All my questions were answered swiftly.
Hari AmaratungeCustomer
Lal was extremely helpful with our first home buying experience. Not only was he able to get us a relatively lower loan rate, he gave many insightful advise with his financial expertise and was always available to listen to our concerns and worries. Really grateful for all he’s done and totally recommend him!
Demirrah IsmiyantiCustomer
Excellent service. Load process was super easy and not complicated at all. Mr Lal ensured that we got the good deal with our loan. Happy customer here!
Mohmad MalikCustomer
I got my new home thru Lal financing, hassle free and so friendly transactions. He gave lot of personal suggestions and took care of all the changes in the market condition and got me better rate. Thanks Lal.
Manikandan GCustomer
We could not achieve our dream without your great service and support as a loan broker. Thank you very much.
Kapila Bandara
Kapila BandaraCEO
In this competitive housing market, I never met a realtor who helps you to buy what you need. Mr. Duwage is very professional and knowledgeable. If anyone is serious about buying a house. You got the right person for it.
Gihan WijewardenaCustomer
Lal was the best loan officer i have ever worked with, he was very patient and knowledgeable and very helpful and always gave us the best advise and ultimately got us and awesome loans at a great rate
Donada Group IncCustomer
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